Receiveo vs Intercom Fin

AI support that charges per relationship, not per resolution

Intercom Fin bills $0.99 for every AI-resolved conversation on top of seat pricing. Receiveo charges once per contact per month, so repeat conversations do not create a second AI bill.

A different way to think about support

Meet Katrina

Katrina is a customer. This month, she opened 8 separate conversations across WhatsApp and web chat. Here's what that looks like on each platform.

On Intercom Fin

4 WhatsApp conversations about pricing — 4 resolutions = $3.96
2 web chat conversations after purchase — 2 resolutions = $1.98
1 web chat follow-up about delivery — 1 resolution = $0.99
1 more WhatsApp follow-up — 1 resolution = $0.99
Total cost for Katrina $7.92

8 conversations, 8 billable resolutions. Each one adds to the bill.

On Receiveo

4 WhatsApp messages about pricing — AI handled, no escalation
Katrina purchased via website
2 web chat follow-ups — AI handled, no escalation
1 web chat question about delivery — AI handled, no escalation
1 more WhatsApp follow-up — AI handled, no escalation
Total cost for Katrina 1 MAC

One timeline. Every channel. Every touchpoint. Katrina is a relationship, not a cost center.

Two different philosophies

Per-resolution vs per-contact

The clearest difference is what gets metered. Intercom monetizes each AI resolution. Receiveo monetizes the customer relationship for the month.

Per-resolution pricing

Intercom Fin's approach

  • Every AI-resolved conversation carries incremental cost
  • Repeat follow-ups from the same customer create more billable resolutions
  • Spend depends on both seat count and AI usage
  • Budget gets harder to predict when customers return often

Per-contact pricing

Receiveo's approach

  • One customer counts once in the billing month
  • Repeat follow-ups do not create extra AI fees
  • Monthly spend tracks customer volume rather than conversation count
  • Better fit if you want AI handling repeat questions without a per-resolution meter

Side by side

Pricing mechanics and operating tradeoffs at a glance.

Intercom Fin Receiveo
Pricing model $0.99 per Fin resolution + seat plan Per monthly active contact
Base platform pricing $29–$132 per seat/month $49–$349/month with bundled seats
What increases cost Seat count and AI resolutions Active contacts
500 contacts x 3 conversations ~$1,485 in Fin fees before seats $149 on Growth for up to 750 MACs
Billing unit Per AI-resolved conversation Per contact, regardless of conversation count
Per-seat fees Yes Bundled into every self-serve plan
Current Receiveo channels Intercom supports a broader channel set Web chat and WhatsApp live today
Cost predictability Lower when customers start more resolved conversations Tied to customer count, not conversation count

The math

What 500 active contacts actually costs

Illustrative platform-pricing example: 500 active contacts, 3 AI-resolved conversations each in one month.

Intercom Fin

~$1,485 /month

500 contacts x 3 conversations x $0.99/resolution

Plus per-seat subscription fees

Receiveo Growth

$149 /month

750 MACs included. 10 seats bundled.

No per-resolution fees. No per-seat fees. WhatsApp and Meta messaging fees billed separately.

In this scenario, Intercom's Fin fees alone land at roughly 10x the Receiveo Growth plan before you add Intercom seat pricing.

Built for every channel

One customer, one timeline

Katrina starts on WhatsApp, comes back on web chat, and asks follow-up questions after purchase. On Receiveo, that activity stays attached to one contact timeline instead of becoming a series of separately billed AI resolutions.

Web Chat

Available

WhatsApp

Available

Email

Coming soon

Instagram

Coming soon

Pricing

Free live chat for your whole team.

Unlimited conversations. 10 seats. No credit card needed. Upgrade when you're ready — paid plans from $49/mo. Learn more about the free plan →

Free

For teams who want live chat on their site. Your first shared inbox.

$0

Key features included:

Unlimited live chat

Answer your customers directly, no conversation limits.

  • 10 seats included
  • 10 AI monthly active contacts
  • Web chat and WhatsApp channels
  • Shared team inbox
  • Smart escalation
  • Contacts, companies, notes, tags, and identities

Starter

For small teams launching AI support across web chat and WhatsApp with a shared inbox and grounded answers.

$49 per month

All the Free features, plus:

AI-Assisted support

AI answers from your knowledge base, grounded in your docs.

  • 200 active contacts / month
  • Unlimited AI conversations
  • 250 pages and documents
  • Website crawl and knowledge sync
  • Basic live dashboard

Growth

Most popular

For teams running support across web chat and WhatsApp with analytics, AI insight, and knowledge operations.

$149 per month

All the Starter features, plus:

Advanced analytics

Sentiment, resolution tracking, and knowledge gap insights.

  • 750 active contacts / month
  • 10 seats, 3 workspaces
  • 1,000 pages and documents
  • Sentiment, resolution, and CSAT reporting
  • Knowledge gaps and custom answers
  • Confluence integration

Business

For larger teams that need higher volume, broader workspace coverage, and deeper support operations tooling.

$349 per month

All the Growth features, plus:

Priority operations

High-volume support with dedicated onboarding and priority support.

  • 2,000 active contacts / month
  • 25 seats, 10 workspaces
  • Unlimited pages and documents
  • Priority support
  • Volume pricing

FAQ

Common questions

What is a monthly active contact (MAC)?

A monthly active contact is any person who has at least one conversation with your team during a billing month. The same person counts once regardless of how many times they reach out or which channel they use. Learn more

How does Intercom Fin charge for AI?

Intercom charges $0.99 per AI resolution on top of their per-seat subscription. Each separate conversation that Fin resolves without human escalation counts as one resolution. A customer who opens multiple conversations in a month generates multiple billable resolutions.

Does Receiveo support the same channels as Intercom?

Receiveo supports web chat and WhatsApp today. Email, Instagram, and Messenger are on the roadmap. Intercom supports a broader channel set today, while Receiveo is optimized around one customer record and contact-based pricing. Learn more

Can I switch from Intercom to Receiveo?

Yes. Receiveo is designed to be your primary AI support layer. You can start with one channel and expand over time. Our team can help you plan a migration that minimizes disruption.

What happens when the AI cannot handle a conversation?

Conversations are escalated to your human team automatically based on rules you define. The AI handles the bulk of interactions so your team only steps in when it truly matters. Learn more

Your customers are waiting. Start for free.

Unlimited conversations. 10 seats. Live chat, shared inbox, contacts, knowledge base, and AI — all included. Free forever, no credit card.